Easier. Faster. With More Confidence.™

Help Your Lenders Make Better Loan Decisions

Credit analysis training for community banks, credit unions, and farm credit institutions. On-demand modules. Live trainer interaction. Real case studies reviewed by experts.

Trusted by Leading Institutions Nationwide

AgCountry Farm Credit AgWest Farm Credit American AgCredit Ameris Bank Atlantic Union Bank Banc of California BayVanguard Bank Centennial Bank Eastman Credit Union Farm Credit East Farm Credit Services of America Federal Reserve Bank of Richmond Golden State Farm Credit Greenstone Farm Credit Services Kitsap Credit Union Northrim Bank OCCU Royal Bank Traditional Bank USDA-Farm Service Agency

Your lenders need more than a few recorded webinars

Inconsistent analysis. Missed opportunities. Frustration between lending and credit teams. When lenders lack confidence in tax return and financial statement analysis, it slows down everything.

Lenders Online Training gives your team a clear, repeatable framework so they can spot strong loan opportunities, catch red flags early, and uphold their decisions with documented reasoning.

  • 30+ on-demand modules covering tax returns and financial statements
  • Choose from 9 individualized case studies reviewed live by senior trainers
  • Weekly meetings covering big-picture topics that connect analysis to your institution and clientele
  • Ask The Experts access for real questions on real deals
  • 500+ pages of reference manuals your lenders keep for their careers
+32%
Confidence Increase

Based on 203 survey responses from April 2021 through January 2026. Students rate their confidence before and after training.

203
survey responses collected
4.8→7.9
average confidence before → after

Three Ways to Build Your Team's Skills

From foundational tax return analysis to specialized CRE underwriting to on-site customized training, we meet your team where they are.

Core Program

Tax Return & Financial Statement Analysis

The complete credit analysis training

Our flagship program. Tax return analysis runs in 4-week or 8-week cohorts with live trainer interaction throughout. Financial statement analysis adds approximately 4 additional weeks. Your lenders learn to analyze 1040s, business returns, K-1s, pass-through entities, and financial statements with confidence.

  • 30+ on-demand modules with handouts and quizzes
  • Choose from 9 individualized case studies with live feedback
  • 9 weekly live meetings including Jeopardy-style games
  • 3 reference manuals (500+ pages total)
  • Ask The Experts access
  • Global Cashflow Analysis Worksheet (Excel)
  • New classes start every Monday
New Course

Commercial Real Estate Lending

Risk, Return & Underwriting Fundamentals

Purpose-built for lenders and credit analysts managing CRE loans. Covers property types, loan structures, income analysis, appraisal review, risk assessment, and portfolio monitoring. Created by Joe Davis, former Chief Credit Officer at a $1.2B community bank.

  • 9 instructional modules plus CRE podcasts and materials
  • Midterm case study: calculate NOI, DSCR, and valuations
  • Final case study: analyze and recommend on a real-world apartment acquisition
  • Live review sessions with subject matter experts
  • Covers DSCR, cap rates, LTV/LTC, rent rolls, appraisal review, and more
  • Regulatory context including CRE concentration limits and the 100/300 rule
On-Site

In-Person Training

We come to you. Your team, your guidelines, your location.

Multi-day, hands-on workshops delivered at your institution. We customize the curriculum to your lending focus, ship manuals to your door, and provide pre-work modules so your team arrives ready. Up to 40 attendees per session.

  • Customized to your institution's policies, loan types, and experience levels
  • Typically 2 to 3 days on-site with flexible scheduling
  • Physical manuals and customized handouts included
  • Pre-work online modules prepare less experienced staff in advance
  • Hands-on case study work throughout, not lecture-only
  • Fee includes customization, materials, travel, and post-training online refresher access

Built for Working Lenders

No travel required. Our training fits around your lenders' existing workload and lets them absorb material over time.

M

On-Demand Modules

15 to 30 minutes each. Pause, rewatch, fit them in between loans. Includes handouts and quizzes.

L

Live Weekly Meetings

Big-picture topics that go beyond the modules. Think about your institution, your clientele, and how analysis connects to real lending decisions.

C

Consulted Case Studies

From simple 1040s to complex multi-entity pass-throughs. Reviewed live, not auto-graded.

Certification

Complete the modules, case studies, and live meetings to earn your certificate of completion.

The Numbers Speak

From our ongoing student survey (April 2021 to January 2026, 203 responses). Students rate their confidence before and after training on a 10-point scale.

+32%
confidence increase on a 10-point scale
4.8→7.9
average confidence before → after
203
survey responses collected

Real Feedback from Real Lending Professionals

"I was able to educate a lender on a decline and reverse it to an approval already. The class really helped!"

Rina Aponte

Operations Manager, Priority One Finance

"What sets Linda Keith apart is her willingness to answer questions, long after the training is over. I sent in a question and had my answer the next day. She is a continuing resource."

Ruth Algarate

First Commerce Bank

"I recommend this course to anyone who has been working in credit at least six months. The ability to re-watch sessions led to better retention."

Jacob Bingham

Farm Credit West

"Excellent overview. Good tips for determining the general health of the business."

Frances Eisenman

Asst. Loan Dept. Mgr, Group Health CU

"The knowledge gained from the course I use on a daily basis. And I learned a lot that is directly relevant."

Irina Petcu

Portfolio Manager, Michigan Business Connection

"I will recommend the course for teams because it will keep our approach to Global Cash Flow consistent."

Donald Volkman

Chief Credit Officer, MegaBank

Invest in Your Team's Confidence

Both options include the full Tax Return Analysis and Financial Statement Analysis training. 100% satisfaction guarantee.

Single Seats

1 to 9 participants

$2,500

per seat

  • 30+ on-demand modules with handouts & quizzes
  • Choose from 9 individualized case studies with live feedback
  • 9 weekly live meetings
  • Ask The Experts access
  • 3 digital reference manuals (500+ pages)
  • Global Cashflow Analysis Worksheet
  • Tax return analysis: 4-week or 8-week schedule. Financial statements add ~4 weeks.
Enroll Now

Add the CRE Course

$1,500 stand-alone or just $500 when bundled with the core training above.

Learn More

100% Satisfaction Guarantee

If a participant does not show increased confidence and competence within three months of earning their certificate, we will refund the full enrollment fee. No questions asked.

Ready to Strengthen Your Lending Team?

Online classes start every Monday. Need something more hands-on? We also offer custom in-person training at your institution. Talk to our team to find the right fit.

Or call us directly: 360-455-1569