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Lenders Online Credit Training

First, the basics.

What entities file a Form 1065
Is the liability limited or unlimited
How to choose between quick and thorough
Where to look to get a snapshot of the business

$97 | Buy now

Module length: 12 minutes. Plan on at least ten minutes longer for note-taking and exercises.

Recommended Prerequisites

  • A playful way to learn

    How to approach any tax return
    Find what you need
    Make sure you have all of the relevant forms
    Keep track as you go

    Go to Green Legos Module

  • Covering Seven Types of Entities

    Advantages and disadvantages of each
    Forms filed and which of them have choices
    Risk exposure of owners and how that mitigates lender risk
    How owners get paid (you might be surprised)

    Go to Types of Entities Module

  • An accounting difference that makes a difference

    What is the difference between cash and accrual basis?
    How does it impact your impression of the business?
    Where do you look to see which they are using?
    Which is best for the business?

    Go to Cash vs Accrual Basis

  • The key to the loan decision

    Where to get debt information
    How to calculate debt ratios
    Which debt ratios to use
    When to use shortcuts and when they won’t work

    Go to Debt, Debt Ratios and Debt Shortcuts Module

  • More than just an add-back.

    Definition and methods
    Treatment on financial statements and tax returns
    Impact on gain/loss on disposal of assets
    Form 4562 clues to understand the business

    Go to Depreciation Module

What lenders are saying

I've learned how to better interpret the numbers I see on tax returns, beyond just putting a number on a form. I feel more confident asking borrowers questions to get a better picture. Linda takes a complex subject, brings it to life and makes it interesting.
Cindy Hatch, Assistant Manager, Loan Center
Unitus Community CU
I will definitely recommend your training. I started with the self-study manuals. The modules were very detailed and provided assistance that makes self-study easier. I am glad that I have the manuals to continue my learning.
Dorothy Wenker, MidSouth Bank
The part I like about virtual rather than in person is with most of the modules you can work at your own pace. Some of the modules were very basic for those that have been lending for awhile so it was easy to move quickly through and then focus on the cases that were more difficult or had maybe been forgotten over the years.
Christy Perry, Commercial Banker
Bank of Eastern Oregon
Taking the Financial Statement modules has been a wonderful refresher for me. It's great to work at my own pace since the course allows you to stop, review, and go back over items you may not have understood the first time around. A very helpful feature!
Linda Wiley, Pacific Western Bank
The module lengths are good; any longer and I might get discouraged. Some are very easy for me, some not (they make me pay attention). I prefer it to live training. My schedule is tight and I can manage this better. Well done!
Hank Hamilton, Armstrong Bank
The presentation flowed extremely well. It was very informative but not boring. Short, to the point and sweet.
Yasmine Ramcharan, Venture West Funding
Linda’s courses are easy to understand. Through her unique presentation, she captures the essence of credit analysis and makes it come to life with meaning and comprehension.
Stephen Bryant, First National Bank of Tennessee