Credit Analysis Training, Built by People Who Have Done the Lending

For over 25 years, Lenders Online Training has helped lenders at community banks, credit unions, and farm credit institutions analyze tax returns and financial statements with more confidence — easier, faster, and with results they can stand behind.

From the Conference Room to Anywhere

Lenders Online Training was founded by Linda Keith, CPA, who spent more than 25 years delivering in-person credit analysis workshops to lending institutions across the country. Lenders consistently told her the same thing: the training worked, but a two-day session crammed too much into too little time, and there was never enough chance to practice on real deals.

So Linda rebuilt the entire curriculum for the way lenders actually work — on-demand modules they can pause and rewatch, live meetings with real trainers, and individualized case studies reviewed by a person, not auto-graded by software. The result is training your team can absorb over weeks instead of cramming into days, available 24/7 from any device, with no travel required.

Linda's background runs deep: public accounting, 15+ years as CFO of a family residential construction company, examiner experience with the Washington State Auditor's Office, and adjunct teaching in accounting. Today she's joined by a team of senior credit trainers who have sat in the chief credit officer's seat and underwritten the loans they now teach others to analyze.

People learn better when they are having a little bit of fun. My job is to take a complex subject, bring it to life, and make it interesting.

Linda Keith, CPA
Founder & Chief Credit Training Officer
25+
years of credit training experience behind the curriculum
+32%
average confidence increase, from 203 student surveys
500+
pages of reference manuals lenders keep for their careers
30+
on-demand modules on tax returns and financial statements

Training Designed Around Your Lenders

We built this program for working lenders and the real borrowers they underwrite — not for a generic classroom.

1

Your Type of Lending

Built for business, farm, and complex borrower lending — 1040s, business returns, K-1s, pass-through entities, and global cashflow analysis.

2

You Pick Your Pace

Self-directed modules let experienced lenders move quickly through the familiar and slow down where it matters most.

3

Available from Anywhere

24/7 access on any device. No travel, no scheduling around a two-day workshop, no time away from your desk.

4

Proven Content

Founded on 25+ years of in-person training delivery and refined with every cohort that comes through.

5

Right for Every Level

Suitable for new lenders, career-changers shifting between lending types, and veterans filling specific gaps.

6

Time to Absorb

A four- or eight-week virtual course gives your team room to learn, practice, and retain — instead of cramming.

Trainers Who Have Sat in Your Seat

Every trainer brings decades of real lending and credit leadership — and a knack for making it click.

Linda Keith, CPA

Founder & Chief Credit Training Officer

Built LOT's complete Tax Return and Financial Statement Analysis curriculum from 25+ years of in-person workshops. CPA and Certified Speaking Professional, author of the 1040 Essentials, Business Returns, and Financial Statement Analysis manuals, and host of the Credit Risk Ready podcast.

Joe Davis

Senior Credit Trainer & CRE Course Creator

25+ years of commercial credit and lending expertise, most recently as Chief Credit Officer at a $1.2 billion community bank. Creator of LOT's Commercial Real Estate Lending course, with an MBA from the University of Michigan–Flint and a Graduate School of Banking at Colorado credential.

David Stauffacher

Senior Credit Trainer

30+ years across banking, finance, and business leadership — including VP of Business Banking roles at Chase and Wells Fargo and a stint as a company president & CEO. Specializes in lending to businesses, farmers, and high-net-worth borrowers, and co-leads the K-1 & Pass-Through series.

A Real Trainer Looks at Your Work

Most online training ends the moment the video does. Ours is built around interaction: live weekly meetings, case studies reviewed by a senior trainer, and ongoing access to ask real questions about real deals.

  • Individualized case studies from simple 1040s to complex multi-entity pass-throughs — reviewed live, never auto-graded.
  • Ask The Experts lets your lenders submit questions from their actual deals and get personal answers, long after class ends.
  • Live weekly meetings connect the analysis to your institution, your clientele, and the decisions your team makes every day.
  • Reference manuals they keep — 500+ pages your lenders return to throughout their careers.

100% Satisfaction Guarantee

If a participant does not show increased confidence and competence within three months of earning their certificate, we will refund the full enrollment fee. No questions asked.

Ready to Build Your Team's Confidence?

Online classes start every Monday. Talk to us about single seats, enterprise enrollment for your team, or custom in-person training at your institution.

Or call us directly: 360-455-1569