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Lenders Online Credit Training

Lender's Online Training™ provides credit analysis training aimed at lending professionals who are
in their first three years or switching from one type of lending to another
needing up-to-date foundational training to supplement previous or on-the-job training
changing companies and find they need more analysis skills in their new role
finding that in today's lending environment, everyone needs to up their skills

Read the rave reviews to see what lenders like you think of this skill-building, surprisingly engaging training.

Linda Keith CPA | Founder of Lenders Online Training

Linda Keith CPA

Linda draws on her 30+years of experience consulting with and training lending institutions, background in public accounting, 15+ years as CFO of the family residential construction company, experience as an Examiner with the Washington State Auditor's office and as adjunct faculty in Accounting Principles and Managerial Accounting to create this online training on credit analysis.

Of course you know those are not consecutive years, or she'd be over 100 by now!

Linda is known by her lending clients to be both practical and funny. In fact, there is a move afoot to change the 'P' in CPA to stand for 'Playful'. The fact is, people learn better when they are having a little bit of fun. So Linda brings the fun along with her practical knowledge and depth of understanding to provide credit analysis training that makes a difference.

Why choose Lenders Online Training?

Click on each item to expand.


    Do you lend to businesses, farmers or complex borrowers? If so, our virtual training was designed with you in mind. Complex borrowers may be the wealthy, real estate developers or any type of business with multiple entities. And you may be a business, consumer or mortgage lender. We cover the bases in our modules and in some cases, provide specific modules by lending type. As an example, we have a 1040 Schedule F module for everyone and a separate one just for AgLenders.

    In our virtual training, you can pick up the pace when the content is more basic for your knowledge and experience level. Get into a more difficult subject, though, and you can slow down. View the module, look something up in the resource manuals, send us a question, or check in with a more experienced lender. Unlike in-person training, you are in charge.

    Our modules are available, 24/7, from any device. No need to travel to a central location to get the practical, hand-on, skill-building training you need.

    Linda Keith CPA created the virtual training on the foundation of the in-person training she has delivered to financial institutions around the country for over 25 years. If you want to make good loans, understand your borrower, spot red flags, document and defend your loan recommendation or decision to everyone from loan committee to the regulators, our training is on target for your needs.

    This training is for you if you are:
    • In your first few years of lending and need a good foundation
    • Beyond your first few years but did not receive solid foundational training on credit analysis
    • Shifting from one type of lending to another (eg. consumer to business)
    • Moving from an environment with more central underwriting support to one where you are expected to have more of these skills.

    Our virtual tax return analysis is a four-week course, and delivers the same content and results as our two-day in-person training. Many participants prefer to spread the content out so they can absorb it better over time. If you have ever attended a training and felt like you were 'drinking out of a firehose', the longer time-frame is a great solution.

    Individuals do well in our virtual training. For greater impact, we encourage teams of four or more, when possible. The team approach increases accountability, customization and retention. With four or more paid, we comp a team leader and provide a Team Leader and Manager's Guide so that person can augment the class with small group sessions to customize to your guidelines, type of lending and experience level.

What our clients say

I’ve learned how to better interpret the numbers I see on tax returns, beyond just putting a number on a form. I feel more confident asking borrowers questions to get a better picture. Linda takes a complex subject, brings it to life and makes it interesting.

Cindy Hatch, Assistant Manager, Loan Center
Unitus Community CU

I rated the virtual training a 10! The course was full of information that was very valuable, easy to follow and right on target for my needs. Thank you for this learning experience!

Tonya Christal, Loan Assistant
North Cascades Bank

Linda: Live and In-Person

If you prefer in-person training, of course Linda does that, too. 25+ years of 'live' training prepared her to bring the content and the learning experience online.

Even if you have decided that virtual training is a good fit, watch the video to get a feel for Linda's personality and approach to training. With virtual training, a highly entertaining and interactive 'instructor' is a key to success.

Contact us about in person training.

Which way do you prefer to learn?

Join a 'virtual' class

Interaction with each other and with Linda

Learn how

Learn on your own

Learn how

Partial Client List

Modules and virtual training

Advantis CU | AgTexas Farm Credit | AirFleet Capital | American AgCredit | AmericanWest Bank | Ameristate Bank | Armstrong Bank | Badgerland Financial | Bank of Bozeman | Bank of Eastern Oregon | Bank of the West | BankWest | BBVA | Boston Private Bank | California United Bank | Cashmere Valley Bank | Cathay Bank | CDC Small Business Finance | CGB AgriFinancial Services | CitiBank | Creative Lending Solutions | CrossFirst Bank | Dedham Savings | DFCU | Essex Credit | Farm Credit of Western Arkansas | Farm Credit West | FDIC | Federal Reserve Bank of San Francisco | First Bank | First National Bank of Tennessee | First Republic Bank | Gateway Bank | Golden State Farm Credit | Greenstone FCS | Gulf Coast Bank & Trust | Heritage Bank | Interthinx | Ind'l and Commercial Bank of China | Kinecta FCU | Kitsap CU | Lakeview CU | Liberty Nat'l Bank | Members First CU | Mega Bank | Michigan Business Connection LLC | MidSouth Bank | Mutual of Omaha Bank | National Bank of Arizona | North Cascades Bank | Opus Bank | OSU FCU | Pacific Western Bank | Paul's RV Country | Peoples Bank of East Tennessee | People State Bank of Newton | Primeway FCU | Priora | Prosperity Bank of Texas | Royal Bank | SEFCU | Singing River FCU | Solarity CU | Spire CU | State Farm Bank | Texas Community Bank | Texas National Bank | The Community Bank | The Loan Story | TruWest CU | United FCS | USDA-FSA/NY | USDA-FSA/UT | USDA-FSA/WI | Venture West Funding | Westchester Bank | Western AgCredit | Yankee Farm Credit

In Person Training


AgStar Financial Services | American AgCredit | Badgerland Financial Services | Farm Credit West | Farmer Mac | Greenstone Farm Credit Services | Northwest Farm Credit Services | United Farm Credit Services | USDA-Farm Service Agency | Western AgCredit | Yankee Farm Credit


American Marine Bank | American Pacific Bank | AmericanWest Bank | Asian Pacific National Bank | Baker Boyer Bank | Banco Popular | Bank of America | Bank of Astoria | Bank of China | Bank of Clark County | Bank of East Asia | Bank of Eastern Oregon | Bank of Guam | Bank of Hemet | Bank of Manhatten | Bank of Stockton | Bank of the Cascades | Bank of the Pacific | Bank of the West | Bank of Walnut Creek | Borrego Springs Bank | Boston Private Bank and Trust | Broadway Federal Bank | California Bank & Trust | California Business Bank | California United Bank | Canyon National Bank | Cascade Bank | Cashmere Valley Bank | Cathay Bank | CDC Loans | Chang Hwa Commercial Bank | China Trust Bank | Citibank | Citibank West | Citic Ka Wah Bank Ltd. | Citizens Bank | Citizens Bank of Nevada County | Citizens Business Bank | City National Bank | Clackamas County Bank | Colorado Community Bank | Columbia Bank | Columbia River Bank | ComUnity Lending | Comerica Bank | Commercial National Bank of Berwyn | Commerce Bank of Washington | Community First National Bank | Construction Lending Corporation | Cowlitz Bank | East West Bank | Eastern International Bank | Exchange Bank | Far East National Bank | Farmers & Merchants Bank | First Bank | First Bank Of Beverly Hills | First California Bank | First Dakota Nat'l Bank | First Federal Bank of California | First Federal Savings McMinnville | First Federal Savings Port Angeles | First Federal Savings San Rafael | First Midwest Bank | First Mountain Bank | First Mutual Bank | First National Bank | First National Bank Central CA | First National Bank Evergreen Park | First National Bank of Northern CA | First National Bank of Tennessee | First National Bank Port Orchard | First National Bank Ventura | First Northern Bank Dixon | First Republic Bank | First Savings Bank of Renton | First Savings Bank Northwest | First United Financial Bancorp | Foundation Bank | Frontier Bank | Fullerton Community Bank | Golden Security Bank | Goleta National Bank | Gulf Bank | Harbor National Bank | Hawthorne Savings | Heritage Bank | Heritage Bank of Commerce | Home Bank Of California | Homestreet Bank | Hometown National Bank | Horizon Bank | Hua Nan Commercial Bank | Inland Community Bank | Inland Empire National Bank | International Commercial Bank of China | Israel Discount Bank | I.T.T. Federal Bank | Kaiser Federal | Key Bank | Kitsap Bank | Korea First Bank | La Jolla Bank | La Salle Bank | Land Bank of Taiwan | Lehman Brothers Bank | Liberty Bank | Los Angeles National Bank | Luther Burbank Savings | Magna Capital Group | Malaga Bank | Manufacturers Bank | Mbank | Mellon 1st Business Bank | Merchants Bank of California | Metro United Bank | Metropacific Bank | Mid-State Bank & Trust | Midwest Bank & Trust | Mission National Bank | Mission Oaks National Bank | Mission Valley Bank | Montecito Bank & Trust | Monument National Bank | Mountain West Bank | Napa Community Bank | National Bank of California | National Bank of The Redwoods | Nodaway Valley Bank | North Cascades National Bank | North County Bank | North Valley Bank | Northern Trust | Northrop Grumman FCU | Northwest Farm Credit Services | Olympia Federal Savings | One United Bank | Orange National Bank | Orchard Bank | Oregon Coast Bank | Oregon Pacific Banking Co. | Oversea Chinese Banking Corporation | Pacific Business Bank | Pacific Capital Bank | Pacific Century Bank | Pacific Coast Bankers Bank | Pacific Mercantile Bank | Pacific Premier Bank | Pacific State Bank | Pacific Trust Bank | Pacific Valley Bank | Pacific Western Bank | Peoples Bank | Pierce Commercial Bank | Plumas Bank | Preferred Bank | Premier Commercial Bank | Professional Business Bank | Promerica Bank | Provident Savings Bank | Rabobank | Raymond Federal Bank | Regal Financial Bank | Republic Bank | Riverview Community Bank | Rock River Bank | Saehan Bank | San Jose National Bank | Santa Cruz County Bank | Santa Lucia Bank | Savings Bank of Mendocino County | Security State Bank | Silicon Valley Bank | Silver Falls Bank | Silvergate Bank | Sonoma Bank | Sound Community Bank | South Valley Bank & Trust | Southern California Bank | Southwest Community Bank | Sterling Savings Bank | Suncrest Bank | Sunwest Bank | Sutter Community Bank | TD Bank | Temecula Valley Bank | The Bank of Washington | The Harris Bank | Timberland Bank | Tokai Bank | Tri Counties Bank | Tustin Community Bank | Umpqua Bank | Union Bank of California | Union Safe Deposit Bank | United California Bank | United Commercial Bank | United Labor Bank | United Overseas Bank | United Security Bank | Universal Bank | U.S. Bank | U.S. Trust Company | Valley Community Bank | Valley Independent Bank | Ventura County National Bank | Viking Community Bank | Washington Trust Bank | Wells Fargo Bank | West Coast Bank | Westamerica Bank | Wilshire International Financial Network | Wisconsin Business Development

Mortgage and Finance

Alexander Mortgage | All California Mortgage | All Seasons Mortgage | American Home Loans | American Real Estate Solutions | Amir Mortgage Corporation | Angeles Finance | Apex Investments | Berkshire Mortgage | Best Rate Solutions | B.W.C. Mortgage Services | Cabrera & Associates | California Community Resources | Capitol Financing | Central Mortgage | Century Financial Group | Citibrokers Real Estate | C.M.G. Mortgage | Delta Home Loans | Farmer Mac | Finance & Thrift Co. | Finet Mortgage | First Century Mortgage | First Home Loans | Firstplus Credit & Collections | Ford Consumer Finance | G.P. Realty Finance | Greater Suburban Mortgage | Home Lending | Huntington Mortgage | Inland Mortgage Corporation | Integrated Funding | Intervest Mortgage | Keystone Mortgage Group | Kitsap Mortgage | Loan U.S.A. | Medallion Mortgage | Mercedes Benz Credit Corp | M.G.M. Mortgage | Morfacts Mortgage | Mortgage Funding | Mortgageit | Mortgage Center Corp | National Mortgage | Network Mortgage | O'Dett ,?e Mortgage Group | Omni Mortgage | Pacific Empire Realty | Personal Finance Co. | Preferred Mortgage NW | Puget Sound Mortgage Brokers | Raintree Mortgage | S&S Financial Inc. | Rancho Santa Fe Mortgage | Redwood Mortgage | Santa Cruz Mortgage | Sierra Real Estate Services | Small Business Mortgage Corporation | Solutions Plus Mortgage | Spinner Mortgage | Sprint Funding | Stern Mortgage | The Loan Story | United Mortgage Solution | United Pacific Mortgage | U.S. Bancorp Home Loans | Venture West Funding | Viking Mortgage Services | Wells Fargo Home Mortgage | Western Heritage Financial


American Institute of Banking | Credit Union Association Oregon | Credit Union Association Colorado | Credit Union National Association (CUNA) | Idaho Bankers Association | Institute of Financial Executives | Institute of Management Accounts | Member Business Solutions CUSO | Michigan Business Connection CUSO | Michigan CU League | Minnesota League of Credit Unions | New Jersey CU League | Northwest Credit Union Association | Oregon Bankers Association | Risk Management Summit | Utah League Of Credit Unions | Wisconsin Credit Union League

Credit Unions

Addison Ave FCU | Advantis CU | Affinity West FCU | Alaska Airlines/Horizon Air EFCU | Alliance CU | Allied Healthcare FCU | Alpine CU | Alta One FCU | Altura CU | A.M. FCU | American First CU | Americas Christian CU | Americas CU | Antelope Valley FCU | Arrowhead CU | Associated Federal EFCU | Atlantic City Firemen's FCU | Aurora FCU | Bakersfield City EFCU | Bay Media FCU | Bergen Passaic Postal CU | Blue Mountain CU | BECU | Bourns ECU | Box Elder FCU | Bridgeton Onized FCU | Brighton Coop FCU | Burbank City EFCU | California Bear CU | California Coast CU | California Community CU | California CU | Caltech EFCU | Cannon Financial FCU | Capital Power CU | Cascade Community FCU | Cascade FCU | Castparts EFCU | Cathay Bank | Catholic CU | Central State CU | Certified FCU | Chabot FCU | Chaffey FCU | Cherry EFCU | Chetco FCU | Christian Community CU | Clackamas Community FCU | Coast Central CU | Coors FCU | Coulee Dam FCU | Credit Union Association Oregon | Credit Union Association Colorado | Credit Union National Association (CUNA) | Credit Union of Southern California | Credit Union of the Pacific | Credit Union One | Crown Central CU | Eagle Community CU | Eastside CU | Educational ECU | Electrical FCU | Evangelical Christian CU | Exchange CU | Farmers Insurance Group FCU | Fibre FCU | Financial 21 Community CU | Financial Partners CU | Firefighter's CU | First Charter FCU | First City CU | First Community CU | First Future CU | First Metropolitan CU | First Technology CU | First US Community CU | Fiscal CU | Foothills CU | Fred Meyer EFCU | Fresno County FCU | Gapac EFCU | Glendale Area Schools FCU | Global CU | Golden Bay FCU | Grantsville FCU | Great Northwest FCU | Group Health CU | Harbor Area Postal ECU | Harbor FCU | Harborstone CU | Horizon CU | Hamilton Horizons FCU | Inland Empire CU | Kern Schools FCU | Kinecta FCU | Kitsap Community FCU | L.A.Financial FCU | L.A.Fireman's CU | L.A.Police FCU | Lacamas Community CU | Linn-Co FCU | Lockheed FCU | Los Angeles FCU | Lutheran CU | Maps CU | Members FCU | Members Own FCU | Merck EFCU | Metro CU | Michigan CU League | Midtown FCU | Millard County CU | Minnesota League of Credit Unions | Mission City FCU | Mission FCU | Monterey CU | New Jersey CU League | Newrizons FCU | North Hollywood Postal FCU | Norlarco CU | Northwest Community CU | Northwest Plus CU | Northwest Resource FCU | Northwest United FCU | Norton Community CU | Olympia CU | Oregon Pioneer FCU | Oregonians CU | OSU FCU | Our Community FCU | Pacific Cascade FCU | Pacific Coast CU | acific Community CU | Partners FCU | Pasadena FCU | Patelco CU | Peninsula Community FCU | Pikes Peak FCU | Pioneer CU | Primeway FCU | Priority One CU | Progressions CU | Provident CU | Public Service CU | Pueblo Teachers CU | Qualstar CU | Rivermark Community CU | Rocky Mountain CU | Rogue FCU | Rolling FCU | Rural Electric CU | Sacramento CU | Safe CU | San Diego County CU | San Francisco Police CU | San Gabriel Valley CU | San Mateo CU | Santa Clara County FCU | Santa Cruz Community CU | Santa Monica Schools EFCU | Schools Financial CU | Seattle Metropolitan CU | Selco Community CU | San Francisco Police CU | Sierra Central CU | Snocope CU | Southern Oregon FCU | Sound CU | South Bay CU | Saint Helens Community FCU | Stanford FCU | Sterling Community FCU | Straitview CU | Tapco CU | Technology CU | Telco CU | Telesis Community CU | Tenet FCU | TLC FCU | Tooele FCU | Torrance FCU | Trans West CU | Transportation NW CU | Twin Star CU | U.F.C.W. Northwest FCU | United Advantage NW FCU | United Financial CU | United Methodist FCU | United Services of America FCU | Universal Campus CU | University CU | Washington State ECU | Water & Power CU | Watermark CU | Wauna FCU | Wes Corp FCU | Wescom CU | Western FCU | Westworks CU | White Crown FCU | Whittier Municipal EFCU | Wisconsin Credit Union League | Xerox FCU | Yakima Valley CU

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That's a lot of lenders!

And we have no doubt that our company has outlasted some of the ones on the list, as much as we try to clean it up. The point is, Linda brings her depth of experience, augmented by what she has learned over 25+ years of helping lenders say 'yes' to good loans, right to your computer.